Denis Ducharme

Like a shield for your financial health, it pays out when you are diagnosed with a covered illness1 allowing you to focus on what matters most: your health. Certain options even allow you to recover premiums paid while alive. And, in the event of death before the end of the contract, all payments made could be paid to your beneficiaries.

You’ll be able to:

• A payout for additional expenses to spend as you see fit, such as home care, specialized equipment, or to make your mortgage payments.
• Means to stay with your child if he or she becomes ill or needs surgery that’s covered.
• Access to various medical experts.

Protect your income in the event of an accident or illness that prevents you from working. Take the time to get back on your feet and focus on your health throughout your recovery.

You'll be able to:

• Cover your expenses with a monthly income if you’re unable to work due to an illness, accident or injury.
• Upgrade your group insurance with your employer, if applicable to you.
• Create a solution tailored to your budget and length of time you’re off work.
• Keep making payments into your retirement savings plan during the time you’re off work.